As a crypto analyst with 7 years in the trenches, I’ve seen how loan structures can make or break your position. Binance’s new feature—converting fixed-rate loans to floating rates at maturity—isn’t just a convenience; it’s a strategic tool for reducing清算 risk and boosting flexibility. In this breakdown, I’ll explain what it means for your portfolio and why you should care—especially if you're leveraged in volatile markets. Let’s dive into the numbers and the logic behind this shift.