As a quantitative analyst with 5 years in blockchain risk modeling, I’ve seen this pattern before: financial institutions ignore red flags while DeFi platforms become vectors for fraud. This case—where Citi failed to flag $20M in crypto losses via OpenrarityPro—isn’t an anomaly. It’s systemic neglect. The data doesn’t lie. Here's what happens when compliance is outsourced to algorithms that can't detect social engineering. Read the facts, not the headlines.